Eligibility

The referrer must be an active Connective member at the time the referral is made and when the reward is issued. This includes anyone who works for a brokerage under Connective, regardless of whether they are the owner of the company or an ACL holder.
To be eligible for the Double Referral Campaign, the referrer must not have previously received a referral reward from Connective.
The person being referred (the referee) must be external to Connective and must join Connective as a full member under their own company on a direct agreement. The referee must not already be part of the Connective network in any capacity, including, but not limited to, brokers, loan writers, administrators, principals, directors, owners, non-loan-writing directors, or contractors within an existing Connective group.
Only mortgage brokers, asset finance brokers or bankers who are eligible to work in Australia may be referred. Referred brokers or bankers must hold a Certificate IV or Diploma in Finance. Brokers with less than two years of industry experience must have a mentor.
Brokers who have engaged in a sales conversation with a Connective staff member within six months prior to the referral date, whether in person, over the phone, in writing, via email, SMS, or any other form of communication, are not eligible for the referral program.
Participation in the program constitutes acceptance of these Terms & Conditions. Referrals must comply with all eligibility requirements to qualify for a reward.

Promotional Offer

During the promotional period, eligible referrers will receive a $1,000 referral reward for their first successful referral.
The promotional period commences at 12:00am AEST on 1 August 2026 and ends at 11:59pm AEST on 31 August 2026.
The Double Referral Campaign applies only to a referrer’s first successful referral.
Any subsequent successful referrals will be rewarded in accordance with Connective's standard referral program in place at the time the referral becomes successful.
Rewards will be provided in the form of an eGift card or similar reward, as determined by Connective and sent to the member's nominated email address.
All rewards are issued in Australian Dollars (AUD).

A referral is considered successful when the referred broker joins Connective as a full member with their own company under a direct agreement.
Referrals for brokers who join Connective as a loan writer under an existing brokerage will not qualify as a successful referral.
Referrals remain active for 12 months from the date of submission. If the referred broker joins Connective within that period, the referrer will receive the applicable reward, provided they remain an active Connective member.
To qualify for the Double Referral Campaign reward, the referral must be submitted during the promotional period and subsequently become a successful referral within the referral validity period.

Referral rewards will be issued once the referred broker becomes a full Connective member.
Referrers will receive their reward in the same month the referred broker's first invoice is issued.
Connective is not responsible for any gift voucher that is lost, stolen, deleted, or cannot be redeemed due to circumstances beyond its control.

Connective reserves the right to update, modify, extend, suspend, or discontinue the Double Referral Campaign at any time.
Connective reserves the right to determine referral eligibility and reward entitlement at its sole discretion.
Connective's decision regarding any aspect of the program is final.

Any tax liability arising from receipt of a referral reward is the sole responsibility of the referrer.

Referrers will only receive a reward for brokers they directly refer to Connective.
If a referred broker subsequently refers another broker, the original referrer will not receive any reward for those subsequent referrals.
If a referred broker later leaves Connective, the referrer will retain their reward provided all eligibility requirements were met at the time the reward was issued.

Connective may provide updates on the progress of a referral until the referred broker becomes a member.
Once the referred broker becomes a Connective member, no further updates regarding their status within Connective will be provided.