Pricing and membership

One monthly fee. No extra CRM costs. No surprise fees as your business grows.

“Connective’s competitive fee structure allows me to attract the best brokers to my business and it is easy to use for all parties. I have been able to substantially grow my business with Connective’s assistance.”
Dean LaFrenais, Blue Print Homes
Broker
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How our membership works

Choose the plan that suits your business. If your needs change, you can switch between plans during the year with 30 days’ notice.

Step1
Maximiser Plan
$880 per partner group each month (for up to 5 brokers)
Keep 100% of your up-front commission, and 100% of your trail
No volume requirements
OR
Variable Plan
VolumeUpfront SplitTrail Split
$0 - $1M80%95%
$1M - $2M85%95%
$2M - $3M90%95%
$3M +95%95%
Membership Fee
Step2
$150 per month for each loan writer in your business

Choose your licensing arrangement

Choose whether you operate under Connective’s licence or your own Australian Credit Licence (ACL).

Step3
Credit Rep*
$209 per month for each loan writer in your business
OR
ACL Holder
Use your own Australian Credit Licence at no additional cost

What your fees could look like

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Maximiser Fee Plan

  • 100% Upfront & 100% Trail Commission
  • $209 Credit Representative Fee (per loan writer)
  • $150 Broker Fee (per loan writer)
  • $880 Maximiser Partner Group Fee (covers up to 5 loan writers)

Total:
$1,239 plus GST per month (for a business with 1 loan writer)

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Variable Fee Plan

  • Commission Split (Trail locked at 95%, and Upfront tiered between 80%-95% based on monthly volume)
  • $209 Credit Representative Fee (per loan writer)
  • $150 Broker Fee (per loan writer)

Total:
$359 plus GST per month (per loan writer)

Connective Fee Comparison Calculator

Compare your current aggregation costs with Connective using your own settlement volume, commission splits and monthly fees.

Annual settlements
$10.0m
Average upfront commission
%
Estimated annual trail
%
Upfront split
%
Trail split
%
Current monthly fees
$
Loan writers
Maximiser: 100% upfront + 100% trail, plus $880/month per partner group.
Includes the $150/month membership fee per loan writer. Credit Rep adds $209/month per loan writer.
Estimated annual outcome
Current aggregator$0net commission after entered fees
Estimated annual difference$0
5-year difference$0

Illustrative estimate only. Actual commissions, fees, tax treatment and lender arrangements vary. This calculator does not constitute financial advice.

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You’re not locked in, and you keep what’s yours

No lock-in contracts

We offer freedom with no handcuff agreements or lock-in contracts. Leave anytime without penalty. If you have your own credit license, you can work with our lender panel and maintain other relationships.

Keep your trail book

You’ve worked hard to build your trail book, and you deserve to keep it. When you partner with us, you own your trail book. If you ever decide to leave, your trail book goes with you, ensuring your hard work continues to pay off.

See how your earnings could compare

It’s worth taking a look at how your current setup stacks up.

When you book a no-obligation fee comparison, we’ll walk you through a simple side-by-side view of your current setup and how it compares, looking at more than just fees so you can see where you might be better off.

Frequently asked questions

Is the $880 Maximiser Plan fee all I pay?
Each broker pays a monthly Credit Representative fee and Broker fee. From there, you can choose the commission structure that suits your business.

Either use a commission split based on your monthly volume, or pay a flat $880 per month and keep 100% of your commissions.
What does “up to 5 brokers” mean in the Maximiser Plan?
The Maximiser Plan fee applies to your business, not each individual broker.

For $880 per month, your business can include up to five loan writers on the flat fee model. Each broker still pays their own monthly Credit Representative fee ($209) and Broker fee ($150).
How does the commission tiering work?
Commission tiers are based on your monthly settlement volume.

As your volume increases, your commission split improves. You can view the full breakdown on this page, or we can walk through how it would apply to your business.

*Credit representatives are required to participate in Connective’s group Professional Indemnity (PI) insurance policy, which will be charged on a monthly basis.

Simple, clear pricing that stays that way

No add-ons or extra fees creeping in. Just a model that makes sense from the start, and stays simple as your business grows.