Lumi Finance announces increased credit appetite, and larger unsecured loans

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At Lumi, we continuously strive to adapt to the needs of our partners and their clients. With that in mind, we have recently rolled out two positive changes to our loan assessments.

Increased Appetite:

Having taken a conservative approach to certain industries earlier this year, we’re now happy to remove them from our “Restricted Industries” and return them to our standard policy. Road Freight Transport and Civil Construction, among a number of other industries, are now back to normal, which has resulted in immediate positive feedback from a number of Connective brokers.

Increased Lending Limits:

To further emphasise our enhanced credit appetite, we have raised our unsecured lending limit again. For established businesses with good credit and strong turnover we can now lend up to $300,000 based on bank data. Where the business’s margins or tax position are unclear, we may ask for supporting documents. We have confidence in Australian SMEs and are ready and willing to support them with a streamlined application process and cost-effective finance from $5,000 to $500,000.

If you’d like more detail, a member of our friendly BDM team will be only too happy to help. Call 1300 005 864 or visit to learn more about partnering with Lumi.