That’s what we call home loans built to suit your customers.

Faster turnaround
with quality submissions^
Digital enhancements
that make the home loan experience easier
State-based BDMs
backed by specialist teams to support you.

A smooth and easy loan experience for your customers

Reduce rework and enable approvals at ‘first touch’ by following our quality submissions checklist.

Download checklist

If you need help, contact a BDM

Digital enhancements that make the home loan experience easier

Collect customer IDs with your smartphone
We’re giving you two verification of identity (VOI) apps to choose from to collect your customers’ ID – IDyou by MSA National and ZipID by Equifax. It’s fast and simple.

Easy digital sign-and-send for document processing
We’ve partnered with MSA National so your customers in New South Wales, Victoria and South Australia can receive and sign their home loan documents digitally, and instantly send them back for verification and processing. This saves you up to five business days during the application process.

At the Advantedge Digital Hub, you’ll find everything you need to guide you each step of the way.

Learn more

Support that helps build your business

Support from our state-based BDMs
Our statewide network of BDMs are available to help support you and your business growth. If you’re new to Connective Home Loans Essentials, contact a BDM about getting the right support.

Workshop your applications
All brokers writing Connective Home Loans Essentials can speak directly to our Credit Managers and Scenarios Team for advice and support. Our Scenarios Team will help you understand your customers’ needs and provide valuable advice on how to structure complex loan submissions for a smooth and successful application.

If you’d like to workshop a home loan application and understand what the requirements are prior to submission, contact our Scenarios Team directly.

Call: 1300 543 558

Email the Scenarios Team

Discover Connective Home Loans Essentials

We’re simple, flexible and easy to work with
A Connective Home Loans Essentials loan is a quality home loan, designed to suit your customers’ needs – combining great features and flexibility with sharp rates.

It’s brilliantly simple, and it’s all about delivering real value to your customers.

To find out more about how we can help support your customers, contact a BDM.

How do brokers rate us?*

Overall satisfaction with BDMs
Simplicity of product
Overall service satisfication

Simply brilliant for you and your customers

  • Digital enhancements to make the home loan process easier and faster.
  • Reduce rework and enable faster approvals at ‘first touch’ when you submit a quality application including all the documentation required.
  • Direct access to Credit Managers and the Scenarios Team for added support.
  • We’re versatile. No matter who your customers are, we’ll take the time to fully understand their needs and review their application.
  • Our Australian-based CustomerCare team can provide you with information, including statements or loan details, on behalf of your customers.
Terms and Conditions:

* Variable rate special for new Owner Occupier P&I home loans when borrowing $200,000 or more with an LVR of up to 80%. Comparison rate is based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

* The $120 annual fee waiver for the life of the home loan is applicable for new home loan applications only and excludes loan variations and top-ups. Offer valid for applications submitted from 9.00AM (AEST) Monday 2 July 2018. The offer remains available until it is withdrawn. This offer may be varied or withdrawn at any time without notice. All applications are subject to normal credit approval criteria. Full terms, conditions and schedule of fees are set out in the relevant loan contracts. Fees, charges and government taxes may be payable. Fees and charges may be varied or introduced in the future.

*Broker satisfaction results are scored out of 10. Includes brokers who have submitted a deal in the last 6 months. Source: Advantedge Broker Satisfacion Survey March 2019. Aggregated results across multiple Advantedge brands. ^ For variable-rate home loans with redraw available and accessed via the optional Connective Home Loans Essentials debit card. Use of NAB ATMs are free of charge. Fees may apply to transactions at ATMs operated by other ATM networks.

Use of NAB ATMs are free of charge. Fees and charges may be applied by owners of other ATM networks.
Connective Home Loans Essentials is funded by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank Limited (NAB). Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. Connective Home Loans Essentials™ is distributed by Connective Credit Services Pty Ltd ACN 143 651 496 Australian Credit Licence 389328.
Connective Essentials