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Tag: Keystart

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Updates on Serviceability Rates

Following APRA updating its serviceability guidance, Keystart are making some changes to our lending policy in respect t

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Updates on Serviceability Assessment

Following the release of the Household Expenditure Measure (HEM) 2019 Qtr 2 data, Keystart has updated our Loan Assessme

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Updates on Transitional Lender

Part of Keystart’s role in assisting eligible West Australian’s into home ownership is to be a transitional lender.

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Updates on Bank statements and other Debts Policy

Keystart is changing its minimum requirement for bank statements to three (3) months on all accounts. This requirement i

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Updates on Interest Rates

Keystart Loans will decrease its standard variable interest rate from 5.15% to 4.94% effective 23 July 2019. More Info &

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Updates on Serviceability Assessment

Following the release of the Household Expenditure Measure (HEM) 2019 Qtr. 1 data, Keystart has updated our Loan Assessm

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Updates on Income Assessment

This new Financial Year will see a change in the way many employers issue tax information to employees. With employers t

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Updates on Interest Rates

Keystart Loans will decrease its standard variable interest rate from 5.34% to 5.15% effective 1st July 2019. More Info

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Updates on Tax File Numbers

Recently we have been noticing a lot more documentation coming through to us with TFN’s not being deleted. This is a b

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Updates on Credit cards – New Assessment Guidelines

Keystart have updated our Loan Assessment Tool (LAT) so that the assessment of credit/store cards/overdrafts will be bas

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Updates on Maximum Income Limits

Keystart is increasing the maximum income limits for our low deposit home loan for the second half of the 2019 calendar

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Updates on Keystart Policy

Keystart continually review policy requirements and have made  minor amendments. More Info

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Update on Broker Relationship Restructure

As Keystart continuously strives to help more Western Australians into home ownership we recognise the important role of

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Updated Serviceability Assessment

Following the release of the Household Expenditure Measure (HEM) 2018 Qtr.3 data, Keystart has updated our Loan Assessme

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